Welcome to our FAQ page. We created this section to give you clear and straightforward answers to the most common questions our readers ask. If you don’t find what you’re looking for here, feel free to reach out to us directly through our Contact page.
1. What is the main focus of this website?
Our platform is dedicated to exploring the world of finance with a special focus on debt, credit, and borrowing practices. We analyze both personal finance topics—such as loans, pay-later culture, and borrowing for investments—as well as corporate and banking-related issues like credit lines, defaults, and global lending trends. Our goal is to provide well-researched insights that help you better understand the hidden risks and realities behind borrowing money.
2. Are you a financial institution or lender?
No. We are not a bank, lender, or financial institution. We do not provide loans, investment products, or financial services. Instead, we create content designed to educate readers about debt-related topics, highlight potential risks, and shed light on how the borrowing system works. Any decision to borrow money or enter into a financial agreement should be made independently and, ideally, in consultation with a licensed financial advisor.
3. Do you give personal financial advice?
Our articles are meant for educational purposes only. While we strive to present accurate, up-to-date information, none of our content should be considered personal financial advice. Everyone’s situation is unique, and what may be suitable for one person might not be right for another. If you need personalized advice, please consult with a qualified professional.
4. How do you choose the topics you write about?
We select topics based on three main factors:
- Relevance – issues currently shaping the financial world, such as rising interest rates or new lending practices.
- Impact – subjects that directly affect individuals and businesses, like loan rejections or the growth of buy-now-pay-later services.
- Insight – opportunities to provide unique perspectives on how debt influences everyday life, corporate strategy, and banking systems.
Our editorial process includes thorough research, fact-checking, and analysis to ensure that the content remains both engaging and reliable.
5. Can I request a topic or article?
Yes. We encourage readers to share their questions and ideas. If there is a specific issue about debt or credit you’d like us to cover, you can submit a request through our Contact form. While we may not be able to cover every suggestion, we carefully review all submissions and use them to guide our editorial calendar.
6. Is the content free to access?
Absolutely. All of our articles, insights, and resources are freely available to the public. Our mission is to make information about debt culture and borrowing practices accessible to as many people as possible. If in the future we introduce premium content or subscription options, they will always be optional.
7. How do you ensure the accuracy of your content?
We rely on credible sources such as academic research, financial reports, regulatory guidelines, and interviews with experts. Each article undergoes an editorial review before publication. However, since financial markets and regulations can change quickly, we recommend readers double-check important details, especially before making financial decisions.
8. Can I share or republish your articles?
You are welcome to share our articles through personal use, social media, or non-commercial purposes as long as you provide proper credit and a link back to the original source. For commercial use, reproduction, or re-publication, please review our Copyright Notice or contact us for permissions.
9. Do you accept advertising or sponsored content?
Yes, but with strict guidelines. Any advertising or sponsored material is clearly marked to ensure transparency. We never allow sponsors to influence our editorial decisions. Our Advertising Policy explains this in detail.
10. How can I stay updated on new articles?
The best way is to subscribe to our newsletter. By signing up, you’ll receive regular updates about new posts, special features, and financial insights delivered directly to your inbox. You can unsubscribe anytime with just one click.